Lauren Rosin

Lauren Rosin

(480) 744-4604

Assumable homes for sale in Waddell, AZ

26 homesVA & FHA loansrates from 2.72% vs 7.32% today

Waddell assumption guide
17034 Seldon Lane, Waddell, AZ, 85355 — assumable FHA mortgage at 6.08%
FHA
Active
37
$499,999$5,638 equity gap
Rate
6.08%
7.32%today
Payment
$3,056/mo
$3,471today
  • 4beds
  • 3baths
  • 3,017sqft

17034 Seldon Lane, Waddell

18549 SELDON Lane, Waddell, AZ, 85355 — assumable VA mortgage at 5.625%
VA
Active
38
$639,000$227,456 equity gap
Rate
5.625%
7.32%today
Payment
$2,460/mo
$2,935today
  • 3beds
  • 3baths
  • 2,392sqft

18549 SELDON Lane, Waddell

11531 JEROME Street, Surprise, AZ, 85388 — assumable VA mortgage at 3.14%
VATop pick
Active
71
$574,850Potential short sale
Rate
3.14%
7.32%today
Payment
$2,824/mo
$4,519today
  • 2beds
  • 3baths
  • 2,289sqft

11531 JEROME Street, Surprise

18421 ALICE Avenue, Waddell, AZ, 85355 — assumable VA mortgage at 2.72%
VA
Active
21
$430,000$134,551 equity gap
Rate
2.72%
7.32%today
Payment
$1,384/mo
$2,339today
  • 3beds
  • 2baths
  • 1,613sqft

18421 ALICE Avenue, Waddell

17146 EL CAMINITO Drive, Waddell, AZ, 85355 — assumable VA mortgage at 3.13%
VA
Active
30
$530,000$183,425 equity gap
Rate
3.13%
7.32%today
Payment
$1,678/mo
$2,689today
  • 4beds
  • 3baths
  • 2,324sqft

17146 EL CAMINITO Drive, Waddell

16259 CORTEZ Street, Surprise, AZ, 85379 — assumable VA mortgage at 2.94%
VA
Active
27
$587,000$265,111 equity gap
Rate
2.94%
7.32%today
Payment
$1,548/mo
$2,542today
  • 4beds
  • 3baths
  • 2,922sqft

16259 CORTEZ Street, Surprise

18418 CINNABAR Avenue, Waddell, AZ, 85355 — assumable VA mortgage at 2.96%
VA
Active
40
$560,000$290,814 equity gap
Rate
2.96%
7.32%today
Payment
$1,304/mo
$2,135today
  • 3beds
  • 4baths
  • 2,806sqft

18418 CINNABAR Avenue, Waddell

7701 177TH Avenue, Waddell, AZ, 85355 — assumable VA mortgage at 3.02%
VA
Active
42
$1,149,999$713,193 equity gap
Rate
3.02%
7.32%today
Payment
$2,109/mo
$3,428today
  • 4beds
  • 3baths
  • 2,700sqft

7701 177TH Avenue, Waddell

17939 HATCHER Road, Waddell, AZ, 85355 — assumable FHA mortgage at 3.11%
FHA
Active
54
$399,900$368,014 equity gap
Rate
3.11%
7.32%today
Payment
$151/mo
$242today
  • 3beds
  • 3baths
  • 2,263sqft

17939 HATCHER Road, Waddell

9932 181ST Avenue, Waddell, AZ, 85355 — assumable FHA mortgage at 3.23%
FHA
Active
75
$469,900$226,380 equity gap
Rate
3.23%
7.32%today
Payment
$1,219/mo
$1,929today
  • 6beds
  • 4baths
  • 3,487sqft

9932 181ST Avenue, Waddell

16433 MESCAL Street, Surprise, AZ, 85388 — assumable FHA mortgage at 5.22%
FHA
Active
44
$405,000Potential short sale
Rate
5.22%
7.32%today
Payment
$2,464/mo
$3,076today
  • 4beds
  • 2baths
  • 2,348sqft

16433 MESCAL Street, Surprise

18166 SUNNYSLOPE Lane, Waddell, AZ, 85355 — assumable FHA mortgage at 5.55%
FHA
Active
23
$340,000$4,096 equity gap
Rate
5.55%
7.32%today
Payment
$2,033/mo
$2,446today
  • 3beds
  • 2baths
  • 1,344sqft

18166 SUNNYSLOPE Lane, Waddell

8383 173RD Lane, Waddell, AZ, 85355 — assumable FHA mortgage at 5.13%
FHA
Active
37
$450,000$83,763 equity gap
Rate
5.13%
7.32%today
Payment
$2,131/mo
$2,687today
  • 4beds
  • 3baths
  • 2,040sqft

8383 173RD Lane, Waddell

16819 ECHO Lane, Waddell, AZ, 85355 — assumable FHA mortgage at 6.79%
FHA
Active
59
$419,000$6,860 equity gap
Rate
6.79%
7.32%today
Payment
$2,782/mo
$2,934today
  • 5beds
  • 3baths
  • 1,953sqft

16819 ECHO Lane, Waddell

11001 MCKINNEY Street, Surprise, AZ, 85388 — assumable VA mortgage at 5.25%
VA
Active
89
$1,399,000$307,066 equity gap
Rate
5.25%
7.32%today
Payment
$6,058/mo
$7,536today
  • 2beds
  • 3baths
  • 2,657sqft

11001 MCKINNEY Street, Surprise

8225 173RD Lane, Waddell, AZ, 85355 — assumable VA mortgage at 6.09%
VA
Active
31
$478,085$30,736 equity gap
Rate
6.09%
7.32%today
Payment
$2,724/mo
$3,091today
  • 4beds
  • 3baths
  • 2,028sqft

8225 173RD Lane, Waddell

16809 EVERGREEN Road, Waddell, AZ, 85355 — assumable VA mortgage at 6.48%
VA
Active
38
$419,000$29,361 equity gap
Rate
6.48%
7.32%today
Payment
$2,567/mo
$2,796today
  • 4beds
  • 2baths
  • 1,799sqft

16809 EVERGREEN Road, Waddell

17748 CAROL Avenue, Waddell, AZ, 85355 — assumable FHA mortgage at 6.50%
FHA
Active
43
$599,900$53,013 equity gap
Rate
6.50%
7.32%today
Payment
$3,513/mo
$3,818today
  • 4beds
  • 4baths
  • 3,221sqft

17748 CAROL Avenue, Waddell

9245 173RD Lane, Waddell, AZ, 85355 — assumable VA mortgage at 6.90%
VA
Active
22
$384,990$27,661 equity gap
Rate
6.90%
7.32%today
Payment
$2,422/mo
$2,526today
  • 3beds
  • 2baths
  • 1,282sqft

9245 173RD Lane, Waddell

16824 EL Caminito Drive, Waddell, AZ, 85355 — assumable FHA mortgage at 7.19%
FHA
Active
18
$389,990$22,973 equity gap
Rate
7.19%
7.32%today
Payment
$2,570/mo
$2,603today
  • 3beds
  • 2baths
  • 1,400sqft

16824 EL Caminito Drive, Waddell

7034 162ND Avenue, Litchfield Park, AZ, 85340 — assumable FHA mortgage at 6.34%
FHA
Active
33
$500,000$69,352 equity gap
Rate
6.34%
7.32%today
Payment
$2,789/mo
$3,082today
  • 3beds
  • 2baths
  • 1,578sqft

7034 162ND Avenue, Litchfield Park

11472 168TH Drive, Surprise, AZ, 85388 — assumable FHA mortgage at 6.78%
FHA
Active
39
$530,000$61,827 equity gap
Rate
6.78%
7.32%today
Payment
$3,153/mo
$3,329today
  • 4beds
  • 3baths
  • 2,352sqft

11472 168TH Drive, Surprise

17302 GRETNA Street, Surprise, AZ, 85388 — assumable VA mortgage at 6.50%
VA
Active
46
$1,050,000$311,413 equity gap
Rate
6.50%
7.32%today
Payment
$4,717/mo
$5,126today
  • 6beds
  • 5baths
  • 3,765sqft

17302 GRETNA Street, Surprise

8311 186TH Lane, Waddell, AZ, 85355 — assumable VA mortgage at 6.69%
VA
Active
67
$885,000$226,746 equity gap
Rate
6.69%
7.32%today
Payment
$4,410/mo
$4,700today
  • 3beds
  • 3baths
  • 2,398sqft

8311 186TH Lane, Waddell

17453 SELDON Lane, Waddell, AZ, 85355 — assumable VA mortgage at 6.35%
VA
Active
53
$356,000Potential short sale
Rate
6.35%
7.32%today
Payment
$2,868/mo
$3,166today
  • 3beds
  • 2baths
  • 1,589sqft

17453 SELDON Lane, Waddell

17154 LAS PALMARITAS Drive, Waddell, AZ, 85355 — assumable FHA mortgage at 7.10%
FHA
Active
28
$449,000Potential short sale
Rate
7.10%
7.32%today
Payment
$3,431/mo
$3,507today
  • 4beds
  • 3baths
  • 2,505sqft

17154 LAS PALMARITAS Drive, Waddell

Assuming a mortgage in Waddell

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour. 2 of the 26 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.72%
Lowest existing payment
$1,219 /mo
Median cash to assume
$109,157
Lauren Rosin

Lauren Rosin

Realtor License: BR558852000

Rosin Team eXp Realty

lauren@rosinteam.com+14807444604Rosin Team eXp Realty logo
eXp Realty logo

eXp Realty

Equal Housing Opportunity

Rosin Team eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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